Coming soon · Private beta

Pay off your credit card faster, and pay less interest.

Clera helps you pay down your credit card balance faster so you pay less interest,* and there's no surprise bill at the end of the month.

No spam. Unsubscribe anytime.

Be first to get access. We'll let you know the moment Clera is ready.

Almost there — check your inbox

Secure your place on the waitlist by clicking the confirmation link in the email we've just sent you.

Why a credit card?

Get all the benefits of a credit card, with fewer downsides.

Purchase protection

On card purchases over £100, your credit card provider is jointly liable if something goes wrong - cover a debit card doesn't give you.

Rewards as you spend

Earn cashback, points and perks on everyday spending - put them towards holidays, dining out and more.

Builds your credit history

Spending and repaying your credit card builds your credit record - which can help you get better rates on loans, mortgages and other credit in the future.

Your security comes first

It's your money - so every safeguard is built in.

Banking-grade security

Your data is protected with the same level of security that banks use.

No password sharing

Log in directly with your bank's secure login - we never see your login details.

You set the limits

Decide the maximum you want to pay off in one go, and you'll never pay more than that.

Payments stop when your funds run low

If a payment would take your balance too low, we'll skip it and let you know.

Stop or pause anytime

Change your mind whenever you like. Stop upcoming payments easily, and you can pick up right where you left off.

You're always in the loop

We'll send a heads-up ahead of each payment and confirm once it's done.

How it works

Three simple steps to get started.

1

Connect your cards

Securely link your credit cards and bank account in a few taps - it only takes a few minutes.

2

Set your schedule

Decide how often and how much to pay, and set your payment limits.

3

Sit back and relax

We handle each payment and keep you posted every step of the way. Update or pause whenever you like - you're always in charge.

Be first in line

Get early access.

Clera is opening soon to a small group first. Join our waitlist and we'll let you know you the moment your spot is ready.

No spam. Unsubscribe anytime.

Almost there — check your inbox

Secure your place on the waitlist by clicking the confirmation link in the email we've just sent you.